人工智慧驅動的詐騙每年在英國造成13億英鎊的損失

Fraud and scams are becoming a bigger problem in the UK, with criminals using new tricks to steal money from people. According to a recent report, there were over four million cases of fraud last year, which means almost eight people were scammed every minute. The total amount of money stolen reached nearly £1. 3 billion in 2025. This is a big increase compared to two years ago. Many of these scams happen online, and criminals are using artificial intelligence, or AI, to make their tricks even more convincing. For example, they can use AI to copy the voices of celebrities or even the voices of your friends and family.

One common scam is when criminals create fake profiles on social media or dating sites. They pretend to be someone else and build a relationship with their victim. Sometimes, they even go as far as marrying the person just to keep stealing money. Kirsty, a florist from North Yorkshire, lost £80,000 after meeting a scammer on a dating app. The scammer pretended to be a man named Patrick and made up a story about having an accident. Kirsty sent him money, believing she was helping someone she cared about. She later found out that Patrick was not real, and the photos he used belonged to an innocent person.

Banks are working hard to protect their customers, but they say they cannot do it alone. They want tech companies, like social media platforms and online marketplaces, to do more to stop scams. This could mean having stronger rules for checking if sellers are real, removing fake ads, and making payment systems safer. Even though banks can sometimes get people’s money back, not everyone is so lucky. Last year, losses from scams where people were tricked into sending money went up by 19 percent, and some victims did not get their money back. Experts say that many scams are not even reported, so the real number could be much higher. It is important for everyone to be careful online and to check before sending money to anyone, even if they seem trustworthy.